The Financing Process
Once you decide on the vehicle you want, the next step is to start making a deal. This process takes place by working with our team of finance experts.
We get to know what you need most in a plan. We take that information to build the foundation of your plan and present your options. You get full knowledge of what your options are and how we can construct your plan to fit your needs best. You can also get all of your questions answered so you have more confidence in the plan.
Buy or Lease?
In discovering your options, you will find that there are two that stand out: buy or lease. This is a question that drivers commonly face. Both options have benefits.
When you buy a vehicle, you take full ownership of it. This is a long-term commitment to drive the vehicle you purchase and you can make it your own with a variety of accessories and amenities over time. With this option, you would take out an auto loan and pay it off monthly for several years.
In a lease, you make a short-term agreement to drive the vehicle you want. These plans usually last two or three years in length. During this time, you have some limitations on how much you can drive and on the customization of the vehicle. However, you are only paying for the vehicle during the time you drive it and not the entire value. This can lead to lower monthly payments.
When your lease expires, you also have options. You can choose to purchase the vehicle at that time or return it to the dealership and take out a new lease on a new model.
Another form of assistance is through our online resources. While our finance team is always here to help, there are several tools you can use to get valuable information before you start working with us.
If you are interested in a purchase, you can get pre-approved for an auto loan by filling out the online finance application. If you have a vehicle you want to trade in, you can get an estimated value with the Value My Trade tool.